Unfortunately, sometimes people struggle more due to having a lower intelligence quotient (IQ). Special education is not the only contributing factor to low IQ. From oxygen deprivation and strokes, to traumatic brain injuries (TBI) and learning disorders, there are many different factors that can contribute to issues with a lower IQ.  Sadly there are not…

When a disability prevents you from being able to work, receiving Social Security Disability (SSD) benefits can be a lifesaver. Those who apply and receive SSD benefits may think that they have done everything they need to worry about in terms of their eligibility. Private insurance companies often hire investigators to follow individuals around in…

When you are unable to work due to a disability, Social Security Disability (SSD) benefits can be life-changing. But again, these benefits are only given to those who are unable to work when applying. So what does this mean about working in the future? Are you banned from receiving SSD benefits if you have periods…

Disability can impact not only the individual who suffers from it, but his or her family and loved ones as well. While it may not seem as though a child with disabilities requires financial assistance when he or she has two able-bodied parents, this is not necessarily true. Often times the expenses that come from…

Learning that you have cancer is extremely overwhelming. With so many questions and fears running through your mind, it can be difficult to tell the floor from the ceiling, let alone to know what options you have for helping with your finances. When you’re focused on getting better, it can be very difficult to continue…

It’s been well established that Social Security Disability (SSD) benefits can positively impact adults with disabilities who have limited or no income. What about children? Can children receive SSD benefits too? Children can qualify for Supplemental Security Income (SSI) if he or she is age 18 or younger or is under the age of 22…

Whether you bore witness to a violent crime, were deployed overseas in the military, or endured treatment for cancer, when you go through a traumatic experience, it can have a long-lasting effect on you.  Posttraumatic Stress Disorder, commonly referred to as “PTSD,” is a mental health condition that often manifests itself through uncontrollable thoughts about…

Collecting Social Security Disability (SSD) benefits can help those who are unable to work due to a condition or disease. Therefore the last thing that individuals with disabilities would want is for these benefits to come to a screeching stop. However, it’s important to understand that under certain situations they’ll be terminated.   You Head Back…

When you develop a debilitating condition or you break your back and are unable to work, you can apply for and receive Social Security Disability (SSD) benefits. But not every disability can be seen. Sometimes disabilities, such as schizophrenia, are “invisible.” So what happens if you have schizophrenia; can you receive SSD benefits? What is…