When you are unable to work due to a disability, it can be overwhelming trying to imagine where you will get the money for basic needs. Luckily, Social Security Disability (SSD) is intended for such a situation. The Social Security Administration (SSA) helps those who qualify to receive SSD benefits. Therefore those who suffer from a disability that prevents them from working can apply to receive SSD. But even if you are approved, what happens after you receive your disability award letter in the mail?
The award letter will outline your payment amount and when your benefits start. Generally, you won’t receive the first payment for a period of six months.
What if You Disagree with the Letter?
It’s important that you read through your award letter in its entirety. However, if after reading it you disagree with its provisions, you may appeal. This is appeal that you would file is called “reconsideration.” You must do so by contacting the SSA within 60 days of receiving your letter.
What If You Have No Issues with the Letter?
If after reading through the award letter you find nothing wrong, you will begin to receive the amount stated when they are stated to begin. Additionally, you will keep receiving these payments as long as you remain unable to work and your condition does not improve. If your condition does improve, therefore changing your ability to work, you must notify the SSA of these changes.
The SSA Will Conduct its Own Review
The SSA will conduct its own review concerning the status of your disability and your assertion that it has remained the same. Although the SSA technically has the right to show up at your door, it will likely contact you through direct mail or via telephone. However, keep in mind that anyone who shows up at your residence claiming to be an SSA agent is required to show his or her ID. Regardless, it’s always good to contact the SSA to confirm the individual’s identity.
Receiving SSD Benefit Payments
Those who applied for SSD benefits on or after May 1, 2011, will receive benefits electronically. There are a few different ways that this may occur. They include:
- Direct Deposit
- Direct Express®
- Electronic Transfer Account
If you applied prior to May 1, 2011, the U.S. Treasury Department will send your benefits payments via the Direct Express® card program.
The SSD Attorneys at Nikolaus & Hohenadel, LLP Can Help
When you are struggling with a disability that prevents you from working, you may not know what to do. Luckily, the attorneys at Nikolaus & Hohenadel, LLP can help. We understand the impact that a disability can have on your ability to make ends meet. That’s why we’re here to help you. To learn more, or to schedule a consultation, contact us today!