For individuals struggling with a disability, Social Security Disability (SSD) benefits can make all the difference. But while these benefits are extremely useful, it is important to note that the Social Security Administration (SSA) only approves of about one-third of the millions of applications it receives at the initial level. Here are the top 5 reasons as to why your SSD claim may be denied.
1. Your disability has not lasted 12 months.
In order to qualify for disability benefits, an applicant must meet the SSA’s requirement that his or her inability to work due to their physical or mental impairment has lasted or is expected to last at least 12 months.
2. You waited too long to apply.
When you have been diagnosed with a new medical condition, it can be very overwhelming. It may take you a long time to process what your diagnosis means or you may be under the impression that your condition will improve. This is why many people wait to apply for their SSD benefits. However, waiting to file for these benefits can work against you since the SSA looks at your most recent health information when deciding whether to approve of your claim. When you wait to apply, your relevant medical information becomes out-of-date. Further, SSD is based on your work credits, which lapse after a certain time period, at the end of which the person may no longer qualify for SSD benefits.
3. You are still employed.
Often when someone becomes disabled, they will continue to keep working while applying for Social Security Disability Insurance (SSD) benefits. They are usually forced to do this in order to try to meet their ongoing financial obligations. However, it is important to note that in order to be eligible for SSDI benefits, a person may not have an income that exceeds what is referred to as the Substantial Gainful Activity Allowance. In 2020, this equates to more than $1,260 or more than $2,110 if you are blind. Even if a person is earning under these limits, the claim may be made more difficult, as SSA could question why the person could not work more hours.
4. You did not provide enough medical evidence.
One of the most important components of your application for SSD benefits is to demonstrate that he or she is unable to work due to his or her health status. Since applicants bear this burden of proof that his or her condition is serious enough, providing documentation (e.g. doctor’s notes, etc.) When you fail to provide enough medical evidence, your claim may be denied.
5. You did not complete your recommended treatment plan.
A reason that a lot of people are denied SSD benefits is that they fail to follow the recommended treatment plan of their doctors. Without following the plan, it can be difficult for an examiner of SSD benefits to determine whether your inability to work stems from your disability itself or rather is due to your failure to follow your medical treatment plan as advised. Another common variation is that people may fail to report symptoms to doctors or stop going to their doctors because they may be frustrated. As a general rule – the more treatment you receive and the more you tell your doctors about your symptoms, the more likely the medical evidence reflects the true nature of your symptoms, in order to convince SSA of your limitations.
Our Pennsylvania SSD Attorneys Can Help
When you are struggling with a disability that prevents you from working, you may not know what to do. Luckily, our attorneys can help. We understand the impact that a disability can have on your ability to make ends meet. That’s why we’re here to help you. To learn more, or to schedule a consultation, contact us today!